With a long history of innovation and a global payment network, Discover is a recognized name in financial products. Its credit card offerings are popular among consumers looking for straightforward rewards and reliable customer service. Discover also offers personal and student loans, and checking and savings accounts.

The company’s direct-to-consumer business model allows it to maintain more control over its credit offerings and customer service experiences. This strategy also gives the company access to data about its consumer base that isn’t available from other card networks.

Discover cards are available in many markets, including the United States and Canada. The cards offer a variety of rewards programs, including cash back and travel points, as well as low interest rates. They’re widely accepted at millions of retail, gas, and online merchants.

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In addition to its credit cards, Discover our services offer banking products like checking and savings accounts, personal and student loans, and home equity lines of credit. Its digital platforms provide an integrated view of all its financial products and services.

Customers who open a checking, savings or money market account with Discover receive no fees, period. This includes ATM withdrawals, overdraft charges and wire transfers. Discover also waives the first eligible fee each year for its Cashback Debit, Savings and Money Market accounts.

Discover has a strong reputation for customer service, and its agents are known for taking the time to help customers through any issues they might have. The company is also active in the community, sponsoring events and investing in local causes. It recently opened a new customer care center in Chicago’s cornerstone south side neighborhood, bringing 1,000 jobs to the area and prioritizing hiring local residents.